By Stephen Gandel
"the 401(k) was never meant to replace the employer-guaranteed pension fund, . . ."
401K FeesRobYou.com        
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A 2% fee robs YOU of half of your retirement
And you still pay 20% - 40% tax to Uncle Sam when you take it out!
© paul ivanoff
IF I COULD TELL
YOU THE EXACT
DAY THAT YOUR
RETIREMENT
ACCOUNT
WOULD SUFFER
ITS GREATEST
LOSSES, WOULD
YOU WANT TO
KNOW THAT
DAY?

THEN IN KNOWING THAT DAY
IF YOU
COULD DO
SOMETHING
NOW TO
PREVENT THOSE
LOSSES . . .

WOULD YOU DO IT?


WOULD YOU DO IT?
Click for the 30 minute movie of
I.O.U.S.A.
&
Download The State Of The Union's Finances
Strategies:  The Prescient Are Few
By MARK HALBERT
"Although one in 10 Mutual Fund managers have market beating abilities, their clients still can't do well once the funds' fees and expenses are paid"
The "Tyranny of Compounding Costs"
Frontline: Can you afford to retire?
Over a long period annual mutual fund fees can eat up to 79% of what investors would have earned with not having a 2.5%  fee.
Time: CNN   Friday, Oct. 09, 2009
Why It's Time to Retire the 401K?
New York Times  BUSINESS   | July 13, 2008
Gunfight at the 401K Corral
By Brooks Hamilton
ERISA fiduciaries were deliberately indifferent to a 401(k) Planís excessive fees and expenses
"implementing investment principles
of the wealthy .. time tested
strategies unknown to the majority"

Government reports:
Retirement savings eroded by
FEES!
Small Step on Small Fees, but Big Charges Remain
by Jeff Sommer
"Just 1% annually will eat away more than 40% of your nest egg"
New York Times STRATEGIES  Sunday July 31, 2010
Fees Eat Away at Employees' 401(k) Nest Eggs
Los Angeles Times April 23, 2006
By Walter Hamilton, Kathy M. Kristof and Josh Friedman